Budgeting & Forecasting
Annual budgets, rolling forecasts, scenario planning, and financial models that connect business plans to results.
Independent Financial Planning & Analysis Consulting
Financial clarity.
Better business decisions.
35+ years of hands-on financial leadership helping CFOs and business owners strengthen planning, improve profitability, modernize reporting, and make informed decisions.
Discuss Your Finance Needs →35+ Years in FinanceExecutive & Board ReportingMulti-Industry Experience
What we do
Practical financial expertise, when you need it.
Management Reporting
Monthly reporting packages, KPI dashboards, variance analysis, and executive-ready financial insights.
Profitability & EBITDA
Margin analysis, cost reviews, EBITDA bridges, and identification of financial performance opportunities.
Financial Modeling
Flexible Excel-based models, business cases, and decision support for growth and operational planning.
Process Improvement
Streamlining finance workflows, improving data consistency, and reducing manual reporting effort.
Interim FP&A Support
Experienced hands-on support for CFOs and finance teams during transitions, planning cycles, and special projects.
About DIO Unlimited
Decades of experience. Hands-on execution.
Senior financial leadership without the overhead of a full-time executive.
DIO Unlimited LLC is an independent FP&A consulting practice founded on practical analysis, clear communication, and measurable business impact.
Led by Dio Lua, an FP&A and finance transformation leader with over 35 years of experience partnering with CFOs, executives, and operational teams. Dio has served in director, manager, and independent consulting roles across manufacturing, distribution, retail, consumer products, apparel, pharmaceuticals, and professional services.
His work spans annual budgets, rolling forecasts, multi-business-unit reporting, EBITDA and margin analysis, executive and Board presentations, and finance-system modernization. He brings both strategic perspective and the technical ability to build the underlying models, dashboards, and reporting tools.
Engagements are available on a project, part-time, or interim basis, tailored to the organization's needs.
35+ yearsFP&A, financial leadership, and executive decision support
52 branchesPrior responsibility for branch-level FP&A and corporate cost centers
$5M+Cost-saving opportunities identified in a prior leadership role
Selected experience
Financial insight backed by real operating experience.
Complex, Multi-Unit Operations
Financial planning and reporting experience spanning dozens of branches, multiple business units, and large retail and distribution organizations.
Cost & Profitability Improvement
Identified more than $5 million in cost-saving opportunities in a prior role through analysis of leases, staffing, travel, and operating policies.
Finance Transformation
Led budgeting and reporting redesigns, developed executive KPI dashboards, and supported ERP conversions, chart-of-accounts redesign, and financial automation.
Executive & Board Partnership
Developed Board-ready reporting and analysis for CFOs, senior leaders, and private-equity stakeholders, including cash flow, adjusted EBITDA, and operating KPIs.
Forecasting & Business Modeling
Built bottom-up budgets, scenario models, rolling forecasts, job-costing models, and revenue and utilization forecasts to support decisions.
Technology & Analytics
Advanced Excel and Access modeling, Power BI reporting, ERP and data integration experience, and practical automation of manual finance processes.
Industries served
Broad perspective across business models.
Experience supporting organizations with distinct operating models, cost structures, and financial priorities.
Manufacturing & Packaging
Distribution & Wholesale
Retail & Grocery
Consumer Products & Apparel
Pharmaceuticals & Healthcare Products
Professional & Business Services
Professional background
Experience built across established organizations.
Selected organizations where Dio Lua has held financial leadership, FP&A, or consulting roles across multiple industries.
Manufacturing & Packaging
We Pack It All
Industrial Distribution
Harrington Industrial Plastics
Grocery & Retail
Bodega Latina (El Super Markets)
Automotive Retail & Wholesale
Transamerican Auto Parts
Apparel & Consumer Brands
7 for All Mankind · Liz Claiborne
Environmental & Business Services
Alliance Environmental Group
Organizations listed reflect prior professional employment or consulting experience, not necessarily clients of DIO Unlimited LLC. No endorsement or affiliation is implied.
Who we help
Built for businesses that need experienced financial support.
We partner with finance leaders and management teams looking for practical improvements—not just recommendations.
- Growing privately held businesses
- Private equity-backed companies
- Manufacturing, distribution, and service organizations
- CFOs seeking additional FP&A capacity
- Companies preparing budgets, forecasts, or board reporting
Start a conversation
Let's make your numbers work harder.
Need support with budgeting, forecasting, financial reporting, or a special project? Reach out to discuss how DIO Unlimited can help.
Contact DIO Unlimited →